1. The purpose of these Terms of Service ("Terms") is to inform you (as defined below) about the terms governing your access and use of the "Kaen Mobile" platform (as defined below). We outline our expectations for your interactions with the "Kaen Mobile" platform.
2. "Kaen Mobile" provides loan, processing, and payment services to users through its mobile application, the "Kaen Mobile" ("App") (collectively referred to as the "Platform," including the App and website).
3. It's important to note that you are not authorized to utilize any trade names, trademarks, service marks, logos, domain names, or other distinctive brand features associated with Kaen Mobile. Additionally, you are prohibited from removing, blocking, or altering any proprietary notices, including trademark and copyright notices, within the Services. Any copying or transferring of Services is strictly prohibited.
4. You acknowledge and agree that Kaen Mobile holds all legal rights, including intellectual property rights, to the Services, whether registered or not, and regardless of their global presence.
5. Furthermore, you must affirm that the Services may contain confidential information designated by "Kaen Mobile," and you shall not disclose such information without prior written consent. Actions such as copying, creating derivative works, modifying, reverse engineering, selling, assigning, sublicensing, or transferring any rights in the Services are strictly prohibited.
6. You pledge not to employ this product for any purposes forbidden by local laws. "Kaen Mobile" reserves the right, at its sole discretion, to suspend, terminate, or restrict access to any or all components of the Site or the Site itself without prior notice or liability.
7. "Kaen Mobile" retains the right to amend these Terms at any time, with notice posted on the Site at least ten (10) days before any modifications take effect.
Qualifications
1. By accepting these terms, you affirm that you are of sound mind, legally residing in India, and at least 21 years old.
2. While you qualify for a personal loan through the platform, it is essential to note that the application must be submitted in person.
Service
1. To initiate a loan application through the platform, you must meet the eligibility criteria outlined in the application. It is understood that the platform, as agreed upon by the lender, is authorized to collect, verify, and track your location. You agree to provide the necessary user data, documents, and details requested by the lender to facilitate the loan approval process. Lenders authorize the company to collect and store user data through the mobile application forms available on the platform.
2. You must comprehend and acknowledge that the information requested by the platform is to comply with various laws, regulations, and guidelines stipulated by the Indian government. You further acknowledge that failure to provide the requested information will result in Kaen Mobile or its partners being unable to provide or continue their services to you.
3. You confirm the accuracy of all information provided to "Kaen Mobile," whether through the "Kaen Mobile" application or other means. You agree to furnish any additional documents requested by "Kaen Mobile."
4. When using "Kaen Mobile," you will encounter an online loan agreement. By clicking "I Accept," you bind yourself to the terms of the loan agreement, with your identity verified to prevent and detect crime and money laundering. You acknowledge and agree that "Kaen Mobile" may charge you a processing fee to facilitate your use of the loan/credit, and you consent to paying such a fee.
5. Upon applying for a loan, "Kaen Mobile" may conduct record checks through various sources, including Credit Information Companies, to evaluate your credit and verify identities for the prevention of crime and money laundering.
6. "Kaen Mobile" reserves the right and obligation to report your information to "Credit Information Companies" in the event of delayed loan repayment.
Privacy
1. You acknowledge, comprehend, and agree to the terms outlined in the "Privacy Policy" of "Kaen Mobile." Additionally, you recognize, understand, and consent to the utilization, storage, processing, disclosure, transmission (within or outside India), or exchange of your information, including personal data, by "Kaen Mobile," its managers, employees, service providers, and agents, as specified in the "Privacy Policy."
2. Upon registering for "Kaen Mobile," you express your agreement with the terms of information usage laid out in the "Kaen Mobile" Privacy Policy, accessible on their website.
Advertisers/Third-Party Links on the Platform
The company disclaims responsibility for any advertisements on the platform and has no authority over, nor is it responsible for, the content of any website or mobile application linked to from the Platform. Such linked websites and mobile applications are provided solely for user convenience, without any warranties, either express or implied, regarding the information provided therein. The Company does not endorse or recommend any third-party website or mobile application linked from the Platform.
User Comments, Feedback, and Other Submissions
If you submit certain entries or comments to "Kaen Mobile," whether at the company's request (e.g., contest entries) or unsolicited through various channels, you agree that the company may edit, reproduce, publish, distribute, translate, or use in any medium any comments forwarded to them at any time without restriction. The company is not obligated to keep comments confidential, compensate for comments, or respond to any comments.
You undertake that your comments will not violate the rights of any third party, including copyright, trademark, privacy, moral, or other personal or proprietary rights. Additionally, your comments will not contain defamatory or otherwise unlawful, abusive, or obscene material, or any computer virus or malicious software that may impact the operation of the Platform or related websites. You agree not to use a false email address, impersonate others, or mislead the company or third parties about the source of the comment. You bear sole responsibility for the accuracy of your comments, and the company is not liable for comments made by you or any third party.
You grant the Company and its service providers permission to use, display, distribute, and create new materials from any information, data, materials, or other content ("Content") you make available through the Platform. The Company and service providers may also use, distribute, and disclose aggregated non-personally identifiable information derived from your Service use. By submitting content, you acknowledge that the owners of such content have expressly agreed to its use by the Company and its third-party service providers for the stated purposes.
Regarding confidential account information, the Company holds it between itself and third-party service providers.
Limitation of Liability
1. All content and services offered on this website are provided on an "as is" and "as available" basis. "Kaen Mobile" explicitly disclaims any express or implied warranty, including but not limited to merchantability, fitness for a particular purpose, title, non-infringement, security, and accuracy. Additionally, it disclaims all warranties arising from the course of dealing or performance. "Kaen Mobile" does not guarantee: (a) the currency, completeness, comprehensiveness, accuracy, or relevance of the content to your situation; (b) that the site will meet your requirements or be provided on an uninterrupted, timely, secure, or error-free basis; (c) the accuracy or reliability of the results obtained from using or providing any services through this website; (d) that any products, services, information, or other materials obtained through this website will meet your expectations.
2. "Kaen Mobile" (including its officers, directors, employees, representatives, affiliates, and suppliers) shall not be held responsible or liable for: (a) any injury, death, loss, claim, act of God, accident, delay, or any direct, special, exemplary, punitive, indirect, incidental, or consequential damages of any kind (including, without limitation, lost profits or savings), whether based on contract, tort, strict liability, or otherwise. This includes damages arising from a virus infecting your computer equipment or other property.
Customer Communication
By accepting these terms and conditions, you expressly consent to being contacted by "Kaen Mobile," its representatives, affiliated companies, or on its behalf. This may occur through calls to the contact number or physical or electronic address provided during your "Kaen Mobile" account registration. You also agree to us reaching out to you via various communication channels, including but not limited to email, text message, WhatsApp, phone calls using pre-recorded messages or human voice, and notifications via our mobile applications.
Rights and Obligations
You are prohibited from assigning or otherwise transferring your rights or obligations under these Terms. "Kaen Mobile" reserves the right to assign its rights and obligations under these Terms, with any such assignment not considered a change to the Terms without notice to you.
Arbitration and Applicable Law
These Terms are governed by the laws of India, without regard to its conflict of laws provisions. In any legal action or proceeding initiated by either party, the prevailing party shall be entitled to recover all legal costs, including but not limited to taxable and non-taxable costs, as well as reasonable attorneys' fees associated with such legal action.
Feedback and Complaints
Users have the right to express dissatisfaction with the company's services and are encouraged to provide feedback or lodge complaints. Such feedback or complaints can be submitted in writing or via email using the following contact information:
Address: No. 939/11, 9th Floor, Soi Praeng Sapphasat, Wang Burapha Phirom Sub-district, Phra Nakhon District, Bangkok
Email: project@tiip.online